The current economy has caused most bad credit lenders to cut back on the number of loans they are making to consumers. Now more than ever it is important that you locate the right dealer for your bad credit auto loan.
Why you should visit us
At Auto Credit Express we’ve spent the past 20 years working with bad credit applicants and helping many of these consumers raise their FICO scores and reestablish their car credit by financing a vehicle with a bad credit auto loan. During this time, we’ve worked in retail dealerships as special finance managers, trained car dealers to do special finance and developed web sites that bring together our applicants with car dealers all over the U.S. and Canada that specialize in bad credit car loans and are signed up with the wide spectrum of lenders necessary to run a successful special finance department.
Here at Auto Credit Express, we experience it every day. Many of our applicants call to tell us that they wasted hours, sometimes days, in an increasingly frustrating attempt to get a free car loan quote and find a dealer that could get them financed. Sometimes finding a bad credit car dealer that knows what they’re doing is like looking for a needle in a haystack.
Better than in-house lenders
“Buy here pay here” and “tote the note” dealers don’t always report to the credit bureaus. It’s true that these dealers have helped lots of people buy a car that otherwise might not have been able to, and since these dealers fund the loans themselves, they don’t require credit checks. But if you’re looking to reestablish your credit, this route is usually a waste of time, since your positive payment history with these dealers is not reported and, therefore, your credit score will not improve.
We are the bad credit auto loan experts
When you apply for a car loan at Auto Credit Express using our secure application at www.autocreditexpress.com, we will review your application and forward it to the closest affiliated dealer in either the U.S. or Canada. These dealers specialize in bad credit car customers. Our web site also has calculators and a resource page to help answer any questions that you might have. For those more difficult questions, we have knowledgeable customer service representatives available during business hours at the toll free number listed at the bottom of every web page.
So if you need a free auto loan quote and you think your only option is a “buy here pay here” dealer, give us a shot first. Let us explain the benefits of getting financed with us, and let us get you into a new or pre-owned car while rebuilding your credit at the same time.