We are in the process of finalizing a new website that is solely focused on Alabama foreclosures and ejectment lawsuits.

While Alabama Consumer and Alabama Consumer Protection have aspects devoted to foreclosure issues, we wanted a site that only discusses foreclosures to make it as easy as possible to find the information that you want.

We hope you enjoy it and leave us a comment or send us a message if you have any questions or suggestions.

Thanks!

John Watts and Stan Herring

Insurers trying to avoid next years ban on charging male drivers more than women are looking to technology which allows them to base their prices on how each specific customer drives.

The technology, which has been around for years but never seen as cost effective until now, could spark a revolution on how auto insurance is underwritten in the future.

In their weekly credit outlook, Moodys said insurers offering the technology, or usage based insurance (UBI), will have a significant market advantage when the laws are implemented.

“Frontrunners offering UBI will gain a significant competitive advantage in terms of pricing and policy retention. Though not a major concern at the moment, companies that do not implement similar products could face adverse selection as insurers that do not vary their prices based on actual driving behavior will be faced with demand from higher-risk drivers.”

Women, who currently pay less for insurance for men because they are statistically less likely to have an accident, could see price hikes of up to 25% next year when the laws take place. In

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Like it or not, workplace blues are often our own creation. Working your way to success in a corporate environment is challenging enough without us adding to our own difficulties. The tough part is, it happens inadvertently, as a result of a variety of factors such as flawed conditioning, deep seated insecurities and a reluctance to take charge of your own matters. This is where, were hoping, our corporate blog could help you.

Traditional conditioning since childhood places too much misplaced emphasis on being modest about one’s achievements. A lot of workplace blues stem from employees feeling underappreciated, and trust us when we say that all you have to do is go ahead and do more than just hoping that your work would do the talking. At the same time, certainly do not talk if you haven’t the achievements to back you up.

These self-limiting mindsets are often the first reason for self-created work-related stress and the resulting workplace blues. Thu

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Shares of tech bellwether Oracle crashed yesterday after the company missed earnings expectations on Tuesday by a broad margin. During Wednesday trading, shares were down as much as 15%, hitting a nine-year low. For its second quarter, Oracle posted earnings of $2.2 billion, or 43 cents per share, on revenue of $8.8 billion. This marks a 17% increase in earnings and a 2% rise in revenue over the prior year quarter. Analysts had expected earnings of 57 cents per share on revenue of $9.2 billion. Even excluding one-time charges, Oracles earnings came in at 54 cents per share, still missing the consensus by three cents. For the third quarter, Oracle now expects adjusted earnings between 55 to 58 cents per share, missing the average estimate of 59 cents. The company expects revenue to increase by 2% to 5% over the previous year, which has been hurt by the weakness of the Euro.

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