Guess what I’ll be doing this weekend? I am finally getting my first credit card!
I know it may sound stupid, but recently I’ve been getting very, very excited. And again, call it stupid, but I feel as if getting this small plastic card is another initiation to the adult world. Hah. I have only just recently gotten my driver’s license, so now, my life is about to be complete. I can really go places now. Dad picked chase credit cards, something he found online which is fine with me since I am still kind of new to this.
My parents kept lecturing me on the responsibilities of having a credit card, and yes ?C I did take them seriously. Read more…
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Tags: Chase credit cards,
credit cards,
Your credit score is a vital number that determines how businesses and financial institutions treat you. Everything we do financially has an effect on our score, for good or bad. What surprises many people is how seemingly minor or harmless activities can have a big, negative impact. Described here are how a few can drop your score.
Firstly, the one action that people underestimate the impact of is asking around. Asking for a loan rate gets reported; too many of these will hurt your score. The thing that masks this is the fact that it is so very easy to get quotes online. A simple little form will spit out a rate for you. It is so easy to sit and compare a number of companies.
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Tags: Credit,
Struggling against technical resistance, and an obstinate Japanese Yen, gold prices remain stagnate. Analysts aren’t forecasting a breakthrough any time soon, but do remain bullish in the longer term. 
Gold prices traded sideways Monday as thinning volume and the Bank of Japan’s attempt to control the yen’s meteoric rise provided little direction. Gold for December delivery settled up $1.30 to $1,239.20 an ounce at the Comex division of the New York Mercantile Exchange. The gold price Monday has traded as high as $1,240.40 and as low as $1,235. The U.S. dollar index was adding 0.25% to $83.17 while the euro fell 0.82% to $1.26 vs. the dollar. T Read more…
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Tags: Yen,
Yen Devaluation,
The top 5 tips weekly post is always full of hints and tips for small, home & micro business owners.
1. Focus on describing the benefits of your product for purchasers, instead of just using your sales pitch to list features.
2. Take the opportunity to learn more about the wants and needs of potential customers by asking them questions and actually listening to their answers.
3. Try to perfect your sales pitch by recording it and playing it back to yourself later.
4. Don’t be afraid to pursue a sale in order to get to completion. F
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Tags: Ways,
Ways Complete,
China has been selling off US Treasuries, and some analysts speculate that the move is tied to ambitions by China to replace the dollar as the world’s main reserve currency. Other analysts believe that the Chinese are just being opportunistic, as treasuries have appreciated significantly since the US began buying its own debt. 
China cut its holdings of Treasury notes and bonds by the most ever in June, instead favoring the debt of Europe, Japan and Korea. The move has fueled speculation that plummeting U.S. yields are driving away the Asian giant, which has ambitions for its currency, the yuan, to replace the dollar as the world’s main reserve currency. Read more…
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Tags: Treasuries,
It’s been a while since I’ve written about career, I think we fired off both barrels during Career Week 2009 last year. However, with the economy recovering and a new jobs bill, I wanted to discuss something that falls under the category of “obvious but clearly not obvious enough.”
You should treat the people that you work with, regardless of where they are in the “hierarchy,” with dignity and respect.
I used to work at a defense contractor that had a bit of an old fashioned corporate mentality. Besides the idea that promotion was mostly by tenure (not always, but frequently), there was a prevailing attitude that the singular goal was completion of the mission and it didn’t matter how many heads you needed to knock to get that done. While I can a
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