31 Oct 2014

Money & Finance

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debt consolidatiton Debt consolidation loans: your opportunity to be debt free

Are you facing the nightmare of endless problems of the outstanding debt? If you have more debt in your account, no embarrassment and apply with Read More ...

Debt manage What steps you should take to manage your debts

Debt mangement plan is very essential if you want to take control of your finances. It is common for most Americans have more than one Read More ...

Debt Relief How you can find free debt relief

If you are have crippling debt problems, it would be wise if all debt relief options available to you are free, after all it’s not Read More ...

banking A useful possibilities of online banking

With the growing popularity of the Internet, a growing number of industries are looking for methods to tapping into this industry, trying to keep up Read More ...

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The industry regulator for the debt management sector, the Financial Conduct Authority (FCA), has imposed a requirement on Bournes Debt Solutions.

The regulator has put in force that the firm’s bank accounts cannot be dealt with in any way without written consent from the FCA. Bournes Debt Solutions has volunteered to stop entering into contractual arrangements with new customers that involve the carrying on of regulated debt management activities.

Earlier this year we saw a similar situation with Debt Help & Advice and First Step Finance, who both ceased trading, leaving their customers in the lurch with their creditors.

  • Cancel all direct debits set up with their customers and inform them of this in writing
  • Postpone all creditor payments on behalf of their customers until further notice and inform the creditors of this in writing
  • Write to their customers asking them to cancel their standing orders with the firm
  • Return any funds that are received from customers by way of standing order or otherwise, either on or after the date of this Notice within 7 days beginning with the day on which the funds are received

Once Bournes Debt Solutions has completed the above they must provide the FCA with a copy of the written notifications sent, together with a list of all customers and creditors who received them.

Customers of Bournes Debt Solutions may wish to continue with their Debt Management Plan and need to decide if they wish to continue paying for the management of their plan. F

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QUITE how those “emergency talks” demanded by Britain with regard to its European Union budget surcharge are progressing is, at the time of writing, hard to tell. The story was dropped entirely from BBC Radio’s 9am bulletin, being apparently less worthy of note than the re-opening of the Picasso museum in Paris.

My guess is – not well. Nearly 30 years after Ian Hislop of Private Eye suggested the least-read stories in British newspapers were those with headlines such as “Where Next for the CPD-SPD Coalition?” (the punters rightly believing they could refer to any one of half a dozen European nations, none of whose governmental arrangements interested them) the politics of the continent especially with regard to the EU remain a mystery to us.

Rummaging round Germany’s public finance numbers for a client this week, I came across a speech given at the Charles University in Prague on October 2 by Wolfgang Schauble, Germany’s finance minister.

Here he is on the hugely sensitive issue (in Britain) of national sovereignty: “Insisting that countries comply with the rules that we have agreed in Europe does not violate national sovereignty. Otherwise we shou

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My wife and I are actively working on buying a replacement car. My 1998 Nissan Sentra is currently having some problems (significant oil leak) and I’ve decided that I don’t want to continue to invest in the car since we plan to replace it in the near future.

The biggest discussion point for us has been whether or not we think we need to purchase a minivan for the family or a commuter car for myself. My wife currently drives a small SUV, a Hyundai Santa Fe, that we really enjoy and our family currently can manage distance travel in. However we recognize our family needs are continuing to evolve and while we don’t have an immediate requirement for a minivan we recognize that a minivan will be more practical and a longer term need for us.

Of course I am always focused on the numbers. Its hard for me to justify spending an extra ~$10,000 for a perceived convenience / need in the future.

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Spending for home remodeling is expected to post solid growth this year, though that momentum might begin to slow in the October, November and December timeframe, according to a statistical analysis known as the Leading Indicator of Remodeling Activity (LIRA).

The latest LIRA was released today by the Remodeling Futures Program at the Joint Center for Housing Studies (JCHS) at Harvard University in Cambridge, Mass.

Sluggishness in the housing market recovery and fewer home sales are expected to soften the growth in remodeling from double-digits through September to the high single-digits at the end of the year. Still, even that pace would be in positive territory.

Remodeling tracks housing market

In a statement, Eric S.

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Shares of Netflix Inc. were down -115.59 or -25.77 percent to $333.00 per share in Thursday’s premarket, after the company announced earnings yesterday following the market close. While earnings were better than expected, revenue and new subscriptions failed to meet analyst forecasts. Netflix stock closed at $448.59 per share, off -0.53 or -0.12 percent in Wednesday’s regular trading session.

Los Gatos, California based Netflix Inc. is an Internet subscription service offering subscribers unlimited streaming television shows and movies that can be watched on television sets, computers or on mobile devices. The company currently operates in North and South America, the United Kingdom, the Caribbean, Scandinavia, the Netherlands, and Iceland. With this week’s expansion Netflix will have operations in 47 countries including six new markets in Western Europe.

Netflix reported earnings of $0.96 per share on $1.22 billion in revenue in the company’s fiscal third quarter. The ana

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If you suddenly need money quickly and you can not borrow from friends or family, consider the benefits of payday loans. The entire process is fast, easy, and very convenient. You repay the loan by direct deposit from your account. And you can use the money for whatever you want.

When you have found a lender, check out their services. Read the terms carefully and make sure you follow the instructions. Most lenders have a few simple qualifications. For example, you must be a citizen of the United States and at least 18 years. Also you must be with the same employer for at least six months. You must also meet the minimum requirements for salaries, but it is not difficult with safe cash advance loans from http://stlukeandstpaul.org/.

Most online lenders require applicants to have a bank account that can be accessed by direct deposit. This makes it easy for all of you and the borrowing process.

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